make-money-mdwidxy
« Home
Sunday, November 11, 2007
Dental Discount Plans vs Dental Insurance - What's The Difference and Which is Better?
This particular topic has been very confusing for many consumers. Most people relate any type of medical coverage "solution" to insurance, however, in this particular case there are questions that need to be answered before you go and spend your hard earned money.First, let's take a look at traditional dental insurance:
There are a few different things that need to be looked at, but we'll begin with Premiums. Premiums for most dental insurance plans will run in the range of $30.00-$50.00 per month for an individual and as high as $100.00 per month for families.
Pre-existing conditions are not covered by dental insurance. This means that if you need a root canal, for example, and you want to get it taken care of, but don't want to pay for it, getting dental insurance won't help you. You'd receive a discount on the procedure if you've had your policy in place for more than one year (in most cases).
There are also deductables, limitations on what procedures are covered and annual maximums of coverage.
This means that no matter how much it costs to have your particular dental problem taken care of, your policy will only cover a certain amount in a one year period.
With most dental insurance there are also waiting periods before you can be approved to have certain major procedures performed. Written claims paperwork must also be performed in order for your dentist to be paid. Also, if you have a procedure performed, that you assumed was covered, but you later discover that your insurance didn't cover it, you would be responsible for the payment to your dentist.
Certain cosmetic procedures, such as teeth whitening (cosmetic dentistry), are rarely covered.
Now let's take a look at dental discount plans:
Dental discount plans are plans that allow you to see a dentist for a procedure and receive a substantial discount for paying cash at the time of your visit.
Most of these plans are very inexpensive to join and will work well for individuals, families and groups.
Some of the benefits of dental discount plans vs insurance are:
Most plans are activated within 1-2 business days, so if you need to see a dentist, you can usually do so fairly quickly.
Pre-existing conditions are covered, in most cases. This means that if you need a root canal done then you can go to one of the dental providers in your network and you'll receive a substantial discount just for showing your member card and paying in full at that time. You get your root canal taken care of and save a few hundred dollars (in most cases) and your dentist gets paid in full with no long wait and tedious paperwork to fill out. It's a "win, win" for both the patient and the dentist.
The one drawback with dental discount plans is that you can only see a dentist that is a part of the plan's network of providers. In many cases you'll find that your dentist has already joined. If not, you can always show them what you're considering and ask him to look into joining too. It makes sense for him or her to do so.
There are no annual limits with discount plans. As long as you pay the discount to your dentist, you can go every single day if you want. I doubt that you'll need that, but I'm just making a point. No paperwork hassles either. Just show your card each time you visit and you're in.
Cosmetic procedures and othodontics are available with select plans. Check into this with your provider before joining.
Lastly, there are no health or age restrictions, so practically anyone can join.
If you haven't purchased any coverage yet for yourself or your family, then why not take a look at dental discount plans? They might be just what you're looking for.
Joe Stewart is an Internet Marketer and former Life and Health Insurance agent in Washington state. Feel free to drop by his website at http://www.bestdentaldiscountplans.com for more articles like this one.make money working from home
Employer Tax Rates Down In 8 Lebanon
Health Court Says Gov T Incorrectly Interprets Health Care Insurance Rules Japan
Based Business Home Home Make Money Online
Easy Ways To Make Money On Runescape
Pc Games And Video Games Auctions At Videogames Ebay Com Au Australia S Online Marketplace
Boring Easy Fast Make Money Online People Selling
Bully Behavior Lesson Plans
Quit Smoking Nicotine Replacement Therapy And Zyban
Video Email Marketing
Westchester Laser Therapy
Sony Playstation 3 Ps3 Video Game Rentals And Reviews Gamefly
Videotopia Com Arcade Games
Free Poker Games World Series Poker Poker Game Free Poker
39 Smoking Keeps You Slim 39 Myth Debunked By Oz Scientists Ani Via Yahoo India
Aarp Auto Amp Home Insurance Program From The Hartford Request An Insurance Quote
Indemnity Insurance
Welcome High School Students To Iadt
Fast Kid Make Money Ways
Life Insurance Ameriprise Financial
Do You Need Cell Insurance Consumerman Msnbc Com
Make Money From Home Now
Online Video Games
Violent Video Games Can Increase Aggression
Truck Insurance Your First Source For Truck Insurance Commercial Truck Insurance Semi Insurance Owner
Easy Loan Make Money Online
Village Of Waverly Fire Destroys Home Family Of Three Left
4015 The Angry Self A Comprehensive Approach To Anger
Anger Management Tour 2005 By Unrated Magazine
Can Child Make Money
Unemployment Benefit Wikipedia The Free Encyclopedia
Make Money Online
Big From In Investing Make Metal Money Natural Profits Resource
Landlords Insurance For Buy To Let Tenanted Properties
Stay At Home Moms Make Money
Make Money At Ebay Auction Online
Kicking Back As A Career Life Of Tester Not All Fun But It Is
Prizes Games Target Com
Outlook Roundup Protective Life Fluor
Celina Insurance Agent Sentenced For Theft Forgeries
Buying Estate Make Money Real
Homeowners Worry Lake County News
Cheap Car Insurance Quick Car Insurance Quotes Uk
Make Money Advertising On Your Web Site
Travel Insurance
From Home Interne Make Money Online Work
Insurance Did You Know That You Can Pay More For Buying Less
Smoking Does Not Worsen Breast Cancer Healthcentral
Make More Money
Help For Smokers Ideas To Help You Quit
Amazon Com Myst Video Game Soundtrack Music Robyn Miller
Save On Motorbike Insurance
Free Make Money Now Online
make money online
Acs Acupuncture Curbs Urge To Light Up
Best Ways To Make Easy Money
Anger Management Tour Bus Crashes In Missouri Gt Gt Tour Dates And Concert Ticket Info Gt Gt Livedaily
Help For Smokers Seeking Out A Quit Smoking Laser Therapy Clinic In Their Area
free casino
Insurance Regulators Approve Citizens Commercial Multiperil Insurance Orlando
Credit Easy Fast Make Money Ways
Extra Home Make Mom Money Work
Anger Management Movie Video Clips And Featurette Jack Nicholson Adam Sandler
play casino online
Make Money Online Work At Home Business Home
Moves Newton Investment Jpmorgan Mercer Hanover Insurance
Internet Business Make Money
Car Video Game Road Rally
Extra From Home Make Money Working
Oh Deer An Unfortunate Run In Teaches A Costly Lesson About Insurance Detroit
Amazon Com The Death And Return Of Superman Video Games
Free Make Make Money Money Money Now Online Online Online Onlinedealsspotter
Manual
Based Business Home Make Money
Australian Insurance Solutions Pty Ltd
Median Age For Those Seeking Long Term Care Insurance Is 58 The
Despite Putnam Profit Marsh Shares Under Pressure
Netquote General Insurance American Family
Cna Announces New Operating Structure For Its P C Organization
best online casino
Fulton County Lifeskills Amp Anger Management Group
Tougher Smoking Bans On Cards The Courier
Best Ebay Make Money Way
Go To A Standalone Provider For Mortgage Payment Protection Insurance
Reader Review
Aig Morgan Stanley Show Subprime Losses Aren T Quite Over Yet
Aetna Member Log In
Insurance Policies
Office Of Personnel Management Insurance Programs Main Page
101 Ways To Make Money At Home
White House Threatens Veto Of Disaster Insurance Bill
Easy Fast Make Money Way
Joetester Com
The Game Lyrics Wouldn T Get Far
Department Of English Isu English Department
Agent Consumer Industry News Workers Compensation And Assistance From The Texas Department Of Insurance
cheap insurance
Anger Management Class Chicago
Usps Insured Mail
Quick And Dirty Make Your Own Video Game
Employers Rank Smoking As One Of Their Greatest Priority Health Issues Indiana S
Easy Way To Stop Smoking
Make Fast Easy Money Online
Easy Ebay Make Money
Chantix New Stop Smoking Medication To Help You Quit Mayoclinic Com
Heat On Smokers Albany Democrat
Best Extra Make Money Ways
casino game
Easy Home Loan Make Money Ways
online casino guide
Ways To Make A Little Extra Money
Internet Make Money Online
Fraud Unit
Insurance Quotes
free casino
Northeast Central Calendar El Paso
Auto Club Encourages Travelers To Get Passports Now During Lull In Applications Marketwire Via Yahoo
online casino guide
Video Game Collectibles Other Oddities
email marketing campaign
Synermed The Largest Medicaid Mso In California Reports Surge In
Video Game In Gamecube Games At Shopping Com
Amazon Com Hot Car Girl Video Games
Make Money Doing Survey
Online Poker Games
Fast Home Make Money Online
Auto Insurance Quotes
life insurance
Glens Falls Budget Features New Items The Post
Aetna S New Toolkit Helps Physicians Work With Patients To Quit Smoking Business Wire Via Yahoo
Just Play Main Social Gaming Make Friends While Playing Free Online Games
Anger Management Fact Sheet For Teens
A Powerful Start In Key West
Scams Online Make Money Fast
play casino online
Cheap Video Games Pc Games
Utah Dmv Vehicle Insurance
Carbon Monoxide Test Helps Doctors Determine Patients Smoking Status Medical News
Easy Ways To Make Money With Your Computer
make money in stock market
Email Marketing Conference
Voters Approve Multi Year Pact For Airport Boss
Amazon Com Consolehyperscan Video Game System Toys Games
Best Solutions Home Insurance Online
free casino
Issues Reported With Optical Scanners
Big Ebay Make Money
casino gambling
online casino
The Crash Of The Insurance Companies
Freberg Environmental Insurance Appointed General Thefreelibrary Com
Rhino Video Games Jobs Yahoo Hotjobs
Compare Pet Insurance Plans With Vpi
Adsense Blog From Make Money
Home Job Make Money Online
Playboy Com Magazine Virtual Vixens Uncovered Video Game
online insurance
Easy Ways To Make Money Online
Make Money Online Site Web
Benepath Launches Exclusive Marketing Service For Health Insurance Agents And Agencies Pr Newswire Via Yahoo
Credit Home Make Money Online Opportunity Work
Email Marketing Software For Artist
online insurance
Securing A Father S Place In American Social History
Scams Online Make Money Fast
Make Money Surfing Web
Community Forums How To Be A Better Gnh Beta
Borrowers Predicting Mortgage Rates Based On The Fed S
101 Ways To Make Money At Home
Car Insurance From Norwich Union
insurance company
Free Make Money Survey
Allied Insurance Services Inc Welcome
Earn Extra Income Uk Make Money
Video Poker
New Gps Technology Gives Law Enforcement The Edge On Vehicle Theft
Cash Fast Make Money More
Devon Posts Higher Profits Scraps Plan For Partnership
Windows Marketplace Product Details For Mihov Background Tester
Xbox 360 Wikipedia The Free Encyclopedia
Make Money Stuffing Envelope From Home
Easy Fast Loan Make Money Way
Car Insurance
Auction Ebay Make Money
Best Home Make Money Online Opportunity
Nissan Concept Car Aims At Video Generation Technology Reuters
Driver Found Guilty In Teen S Rape Murder
Based Business From Home Home Make Money Newsgroup
How To Email Marketing
term insurance
Understanding Provider Networks And Vision Insurance Plans Allaboutvision Com
free online casino
Disability
Free Guide Make Money Online Runescape
Home Work At Home Make Money
Loan Insurance Can Give Peace Of Mind
Esurance Homeowners And Condo Insurance
Internet Make Money Real Ways
casino game
Car Insurance
Posted by alan15092 | 7:30 PM | 
Oct 16, 2007 Oct 17, 2007 Oct 18, 2007 Oct 19, 2007 Oct 20, 2007 Oct 21, 2007 Oct 23, 2007 Oct 26, 2007 Oct 28, 2007 Oct 30, 2007 Nov 1, 2007 Nov 2, 2007 Nov 3, 2007 Nov 4, 2007 Nov 6, 2007 Nov 7, 2007 Nov 9, 2007 Nov 11, 2007 Nov 13, 2007 Nov 16, 2007 Nov 22, 2007 Nov 23, 2007 Nov 28, 2007 Nov 29, 2007 Dec 16, 2007 May 27, 2008 Jun 1, 2008 Jun 7, 2008 Sep 19, 2008 Oct 7, 2008 Oct 12, 2008 Oct 28, 2008 Nov 3, 2008 Nov 8, 2008 Nov 15, 2008 Nov 22, 2008 Feb 17, 2009 Mar 4, 2009 Mar 24, 2009 Jun 29, 2009